Your Trusted Local Medicare Guides
We are here to help you navigate the changing Medicare landscape
Medicare is constantly changing. New rules, plan updates, and shifting benefits can make it hard to know what’s best for you. At Mesa Benefits, we stay on top of every update so you don’t have to. Our team helps you understand what’s changing, how it affects your coverage, and what steps you can take to make the most of your Medicare options.
As your local Western Colorado Medicare guides, we take the confusion out of the process and give you clear, honest support. Whether you’re reviewing your plan during open enrollment or exploring new coverage options, Mesa Benefits is here to help you feel confident and secure in your healthcare decisions.
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Why we are dedicated to helping you through Medicare's changes
1
Plan Updates Happen Every Year
Medicare Advantage and Part D prescription drug plans can change premiums, copays, covered drugs, and provider networks annually. Even if your plan worked well this year, it might not next year—so reviewing your plan is important.
2
Out-of-Pocket Costs Can Shift
Changes in deductibles, coinsurance, and maximum out-of-pocket limits can impact your total yearly spending. People should compare costs side-by-side, not just look at premiums.
3
Prescription Coverage Adjustments
Drug formularies (the list of covered medications) often change. A medication that’s affordable this year may move to a higher tier or drop off next year—making it important to check drug coverage annually.
4
Provider and Network Changes
Doctors, hospitals, and specialists can come in or out of network each year. Confirming that your preferred providers are still covered prevents surprises and disruptions in care.
5
New Benefits and Opportunities
Plans frequently introduce new wellness, dental, vision, or hearing benefits, and Medicare rules may expand what’s covered (like telehealth or certain preventive care). Staying informed means you don’t miss out on valuable updates.
ABOUT US
At Mesa Benefits, we’re more than just your local Medicare and insurance advisors — we’re your neighbors, friends, and trusted guides through the often confusing world of insurance. As a husband-and-wife team, Bruce Hagen and Stephanie Garcia-Hagen bring both professional expertise and genuine care to every client relationship. We specialize in helping individuals and families navigate Medicare, Life Insurance, Supplemental Insurance, and Health Insurance under 65 with clarity and confidence. By providing clear, fact-based comparisons and personalized guidance, we ensure you can make informed decisions that fit your lifestyle, health needs, and budget.
We believe insurance should never feel overwhelming — and that’s why we make the process easy as pie. Rooted in Western Colorado, we’re proud to serve our community with honesty, integrity, and heart. When we’re not meeting with clients, you’ll find us camping in the Rockies, spending time with our blended family of four children and three grandchildren, or escaping to warmer destinations in the winter.
At Mesa Benefits, we love where we live, and we love what we do — guiding you through the Medicare insurance process, every step of the way.
Meet the Mesa Benefits Team
Stephanie Garcia-Hagen
Bruce Hagen
Call us at (970) 549-0410 or email us at info@mesabenefits.com. We are here to help!